Ok, I'm getting close. My email address that I am using is in a gmail account. When I try to send a test email it fails and says invalid username/password. I am assuming that all of the information is what is in my profile for my gmail account. In my gmail account, my username is my first and last name. So I put that in for username. In the password line, I put in the password that I have used in the past to sign in to my gmail email.
I guess I'll have to change my password to see if that works. Can't think of anything else.