Sorry I do not mean to hijack this thread. If it needs to be moved please let me know.
I am not the mod here, but I would start a new thread if you want your non filesystem question points addressed.
The reason I didn't answer this before is because I didn't quite understand the original posters confusion, so I will spell it out for everyone since I guess I was the confused one.
EXT3 is EXT2 with a journal
a journal allows quicker (and more reliable) filesystem recovery in case of a unexpected unmount (like losing power).
Thats it!
My personal recommendation is that everyone use EXT3 every time for every job. The performance cost of writing a journal is unnoticed in a network appliance such as this, and HDs are not as access sensitive as say flash where you would want to avoid the extraneous reads and writes.