Wanted to follow up in case anyone else runs into the same/similar issue. I updated my firmware to 1.10, blew out the dust (near nothing) and put the hard drives back in - both showed up just fine as they should/have in the past. Ran disk check via the D-Link software, both checked out 100%. Tried to mount/access NAS as I usually do (desktop link as a mounted hard drive volume), and the computer couldn't find it no matter what I tried (though I could log in via web interface with no problem). D-Link utility couldn't find anything either.
Rolled back the firmware to 1.08 as ivan indicated he is running, drives show up, display, mount and access flawlessly, as they did in the past, with no further adjustment needed - Thank you for your help!!!
Next (and unrelated) question - I've never used the iTunes library feature as it always hangs up when scanning. Any fixes? I let it scan my root music folder (which is large 200GB+) through the web interface, and it generally hangs at around 36% scan (I've gotten it to the 90%+ in the past, but that's a distant memory). I read somewhere years ago this was due to corrupted mp3 files - I fixed them all in a tedious process...still wouldn't go to 100%. Is the folder size too big? Containing file types the NAS doesn't like/hangs up on (podcasts, perhaps)? Is the NAS going to sleep and hanging...?
Any thoughts/suggestions, or is this just a feature I should resolve not to use? (would be nice as I run a HTPC and 2 separate desktops...requiring a jerry-rigged iTunes interface)