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Author Topic: Pag-ibig housing loan question  (Read 2354 times)

agalloway

  • Level 3 Member
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  • Posts: 214
Pag-ibig housing loan question
« on: June 20, 2023, 06:25:57 AM »

I am planning to refinance my existing housing loan from bank (vacant lot) to pag ibig AND apply for house construction loan, so 2 loan ung gagawen ko. Pano kaya ang magiging loan payment/proceed nito?

Two different loan, so 2 different housing loan account and payment?

Icocombine nila ung two
PAG IBIG Housing Loan Delayed Payment? (I guess technically wala sya pinagkaiba sa option 1)

Iappraise nila ung BOM ng house construction and LOT then ileless na nila agad ung buong payment para sa vacant lot pra house construction nalang bbyaran ko? In a nutshell construction BOM+ lot value appraisal= TOTAL APPRAISAL then TOTAL APPRAISAL- lot value = total loan proceeds ko.

I asked psbank and yung option 3 ang ginagawa nila just wondering if my alam ng process ng pagibig.TIA.
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agalloway

  • Level 3 Member
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  • Posts: 214
Re: Pag-ibig housing loan question
« Reply #1 on: April 20, 2024, 08:17:16 AM »

I am planning to refinance my existing housing loan from bank (vacant lot) to pag ibig AND apply for house construction loan, so 2 loan ung gagawen ko. Pano kaya ang magiging loan payment/proceed nito?

Two different loan, so 2 different housing loan account and payment?

Icocombine nila ung two
paymaj.com? (I guess technically wala sya pinagkaiba sa option 1)

Iappraise nila ung BOM ng house construction and LOT then ileless na nila agad ung buong payment para sa vacant lot pra house construction nalang bbyaran ko? In a nutshell construction BOM+ lot value appraisal= TOTAL APPRAISAL then TOTAL APPRAISAL- lot value = total loan proceeds ko.

I asked psbank and yung option 3 ang ginagawa nila just wondering if my alam ng process ng pagibig.TIA.

no response to this
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davevt31

  • Level 9 Member
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  • Posts: 1601
Re: Pag-ibig housing loan question
« Reply #2 on: April 20, 2024, 09:27:18 AM »

Why would anyone respond to your SPAM?
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