That's what I thought.
Okay, I now have the Greenbow client (winxp computer) IPSEC'd to the router. The next step is where I am hung up, how to create an L2TP/IPSEC tunnel.
In the router's IPSEC setup, I am using "remote user", "not Lan to Lan." Is that a problem as this prevents me from setting an L2TP/IPSEC VPN setting on the router. I want to be able to VPN from my laptop.